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Nu Holdings Ltd.

NUleader

Nu Holdings (Nubank) is the world's largest digital bank by number of customers, operating in Brazil, Mexico, and Colombia with 100M+ customers. It disrupted Latin America's highly concentrated banking sector with zero-fee digital products.

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Produits et revenus

Part de revenus par produit

Répartition du chiffre d'affaires ($11.5B)

Données statiques (chargement des finances en temps réel…)

Interest Income (68%)
Fee Income (32%)

Composition des segments et principaux clients

Détails du produit

Nubank Credit Card55%

No-fee credit card — Brazil's most popular credit card with 100M+ customers. Fully app-managed.

NuConta Digital Account25%

Zero-fee digital checking and savings account with competitive interest rates.

Lending & Investments20%

Personal loans, payroll-deductible credit (consignado), and investment products.

Contexte macro et de marché

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Prochains catalyseurs

JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)Fed FOMC 회의 (2026.05, 06)Basel III Endgame 최종 규정 확정

Actualités récentes

Chargement des nouvelles...

Analyse IA

Cliquez sur « Obtenir l'analyse IA » pour une analyse de la chaîne d'approvisionnement de Nu Holdings Ltd. par intelligence artificielle.

Informations sur l'entreprise

Siège social

São Paulo, Brazil

Fondée en

2013

Effectifs

9,000

Site web

nu.com.br

Aperçu du secteur금융

Actualités du secteur

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

Thèmes clés

  • 금리 인하 → 모기지·기업대출 수요 회복 기대
  • M&A·IPO 재개 — Goldman·Morgan Stanley IB 수수료 급증
  • 핀테크 규제 완화 기대 — Block·Affirm·Upstart 수혜

Prochains catalyseurs

  • JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)
  • Fed FOMC 회의 (2026.05, 06)