Mastercard Incorporated

MAintermediary

Mastercard is the second-largest global payment network, processing transactions across more than 210 countries. Alongside Visa, it forms the backbone of the global card payment system, increasingly expanding into open banking, fraud intelligence, and B2B payment services.

⇄ Compare

产品与营收

产品营收占比

营收构成 ($28.2B)

静态数据（加载实时财务…）

Net Revenue (Payment Network) (75%)

Other Revenues (Value-Added Services) (25%)

业务板块构成与主要客户

产品详情

Consumer Payments58%

Credit and debit card processing for ~3.3B Mastercard cards globally

Commercial Solutions22%

Corporate cards, B2B payment automation, and virtual card programs

Cyber & Intelligence Services20%

Fraud detection, identity verification, and open banking via Vocalink and Ethoca

供应链关系

竞争对手

Visa Inc.

Global payment network duopoly

影响: Critical — Visa is primary rival

合作伙伴

Coinbase Global, Inc.

Mastercard crypto card settlement programs

影响: Medium — crypto payment integration

JPMorgan Chase & Co.

Chase Mastercard product issuance

影响: High — JPM is major card issuer partner

宏观与市场背景

금융行业新闻

금리 인하 사이클 + 자본시장 회복 — IB 수수료·대출 스프레드 동시 개선

Fed Funds Rate

4.25~4.50%

M&A 거래 규모 (2026Q1)

$842B (+34% YoY)

은행 NIM (평균)

2.85%

신용카드 연체율

3.2% (10년 최고)

近期催化剂

◆JPM·BAC·GS·MS Q1 실적 (2026.04.14~17)◆Fed FOMC 회의 (2026.05, 06)◆Basel III Endgame 최종 규정 확정

AI 分析

点击「获取 AI 分析」以获得 Mastercard Incorporated 的 AI 供应链分析。

企业信息

总部

Purchase, New York, USA

成立时间

1966

员工人数

35,000+

官网

mastercard.com

连锁位置

连锁中的角色

first follower

典型延迟

0-1 trading days

Mastercard mirrors Visa's transaction volume dynamics and is pursuing parallel stablecoin settlement pilots. A positive Visa earnings beat or partnership announcement triggers immediate re-rating of Mastercard's identical business model.

查看完整连锁分析

行业概况 — 금융

行业新闻